You must have encountered a message saying, “Successful Liability Shift For Enrolled Card Is Required” whenever you have tried to subscribe to an online service by making payment through a card. Basically, this is an error message that comes whenever you try to make a payment through your card.
For many people, this message, on the surface, might look very technical. But it is actually not a very technical issue. The only problem with this message or error report is that it does not further guide you on what to do and also does not even explain the problem in detail. Read this article to know in detail about this problem, and also of ways to fix it.
What Is Successful Liability Shift For Enrolled Card Is Required Meaning?
Basically, “Successful Liability Shift For Enrolled Card Is Required” is an error message. The problem is that the place to which you are subscribing to does not give you details about how to deal with this message and how to fix this error.
Simply put, “Liability Shift For Enrolled Card” means that with this transaction, the liability of any given case of fraud, in addition to other financial problems related to fraud, should be shifted from one party to another.
To explain to you by an example: suppose you are making a transaction in OnlyFans, and you see this message. It means that the liability of the company's payment gateway (merchant) is to be moved to the bank in which the debit and credit card is issued.
If you use gift cards like Amazon or Vanilla gift cards, or any other prepaid card, you will most likely see this error message on OnlyFans, which states, “Successful Liability Shift For Enrolled Card Is Required." In such cases, you will need to use only an actual debit card or a credit card.
To get a better understanding of the reasons why this situation might happen, you will need to read through the next section. Here, we have explained the reason for the process of liability shift in payment gateways.
Successful Liability Shift For Enrolled Card Is Required OnlyFans
In the year 2015, many banks and financial institutions, as well as other financial companies, tried to come up with a useful solution to improve their fraud management practices. Hence, they agreed to the Liability Shift program, which shifts the liability of the transaction from the bank or the financial institution to the merchant. In case the transaction can be fraudulent, it is not the responsibility of the bank. If the OnlyFans merchant accepts the card without any magnetic chip, in case of a fraudulent transaction, it is of the merchant.
Why Are You Seeing This Message?
You are getting the message, "Successful Liability Shift For Enrolled Card Is Required” on OnlyFans because of the following major reasons:
1. The gift card or the prepaid card that you are making use of on the OnlyFans payment gateway is not supported by the company’s merchant.
2. You might have even successfully added the payment, but you still cannot get access to the subscription.
3. If your credit card or debit card is not adapted to 3D secure, you might still receive the message from the OnlyFans payment gateway.
4. Your credit card or debit card does not have the magnetic chip that secures the transaction through it.
To ensure the fix to this situation, you will need to ensure that your card has that magnetic chip or your card is 3D secure.
Successful Liability Shift For Enrolled Card Is Required OnlyFans Fix
If you want the bank to retain the liability of the transaction, in case of any fraud, you will need to make sure that your card is 3D secure. This is a fraud protection mechanism that enables the holder of the card to go through another verification step at the time of payment.
In such situations, you will be directed to the authentication page on the website of the issuing bank. Here, you must enter your password linked to your card and also enter an OTP that has been sent to your phone through SMS. Furthermore, even in case of fraudulent transactions, the merchant will take liability.
If you ever face the message in OnlyFans Transaction Could Not Be Processed At This Time, then you will need to enable your 3D secure for your card. This will ensure that your transaction is secure to get a subscription to your OnlyFans account. This is very similar to the transactions that are performed with debit cards or credit cards, where you have to enter the OTP that was sent to your phone on the payment gateway page.
Since 3D Secure is enabled on the OnlyFans platform, any lack of authentication and shift in liability on gift cards leads to such transactions being disallowed.
Frequently Asked Questions! (FAQs):
The following are some of the most asked questions about Liability Shift Errors:
Ans: It means that the liability of the transaction (in case of fraudulent ones) does not stay with the bank, and it shifts to the merchant in the payment gateway.
Ans: The card (prepaid card or gift card) that you are using on the payment gateway for the OnlyFans subscription is either not 3D Secure or does not have the magnetic chip.
Ans: To fix this error, you have to use a card that is 3D Secure since OnlyFans uses only cards that are 3D Secure.
Hence, you have understood that “Successful Liability Shift For Enrolled Card Is Required" is an error message that comes when you use a card that is not 3D Secure or misses a magnetic chip. In such cases, banks and financial institutions do not take responsibility for the transaction. In case the transaction is subjected to fraud, you cannot blame the bank in such cases either. If the merchant in the payment gateway does not accept the card, it results in a failed transaction.
Leave a Reply