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Understanding Public Liability Claims: An Overview

author-img By Arnab Dey 5 Mins Read 11 September 2023

Public Liability Claims

Public liability claims are an essential part of personal injury law.

Public liability claims can arise when a person suffers an injury or harm due to the negligence of a third party in a public place or business. This article will provide an overview of a successful public liability claim and explain how it works.

What is Public Liability?

Public liability refers to the legal obligation of businesses and individuals to compensate people for injuries or harm that they may suffer while on their property. This obligation arises from the duty of care that companies and individuals owe to others who enter their premises or use their services.

Businesses and individuals owe a duty of care to take steps to ensure the safety of their premises and services. This means they should take measures to eliminate or reduce reasonably foreseeable risks. For example, a business should put up warning signs in areas where there is a risk of slipping or tripping or where there is a risk of falling objects.

What is a Public Liability Claim?

Public Liability Claim

A public liability claim is a legal claim for compensation. It is made by a person who has suffered injury or harm due to the negligence of a third party in a public place or business. To make a public liability claim, the injured person must prove that the third party breached their duty of care. This, in turn, caused the injury or harm.

The injured person must also prove that they have suffered a loss or damage due to the injury or harm suffered. Loss or damage can include medical expenses, loss of income, and pain and suffering.

Types of Public Liability Claims

Public liability claims can arise in a variety of situations. Some common types of public liability claims include:

  • Slips, Trips, and Falls: Slips, trips, and falls are some of the most common types of public liability claims. These claims can arise from uneven surfaces, wet floors, or objects left on the ground.
  • Dog Attacks: If they are attacked or bitten by a dog in a public place, then a person may be entitled to make a public liability claim.
  • Product Liability: If they suffer an injury or harm due to a defective product, then a person may be entitled to make a public liability claim.
  • Assaults: A person may be entitled to make a public liability claim if they suffer an injury or harm due to an assault in a public place.

Public Liability Insurance

Many businesses and individuals have public liability insurance to protect themselves in case of a public liability claim. Public liability insurance provides coverage for the legal costs and compensation that a business or individual may be liable for in the event of a public liability claim.

Making a Public Liability Claim

To make a claim, you should:

  • Seek Medical Attention: Your health and safety should be your top priority. Seek medical attention for your injuries as soon as possible.
  • Gather Evidence: Collect as much evidence as possible to support your claim. This can include witness statements, photographs, and medical records.
  • Report the Incident: Report the incident to the business or individual responsible for the premises where the incident occurred. Ask for a copy of the incident report.
  • Contact a Lawyer: For a successful liability claim, contact a personal injury lawyer to discuss your legal options. A lawyer can help you understand your rights and obligations and guide you through the legal process.

Conclusion

Public liability claims are an important part of personal injury law. If you have suffered an injury or harm as a result of the negligence of a third party in a public place or business, then you can make a public liability claim.

It is essential to seek legal advice as soon as possible. It will ensure that you understand your rights and obligations and maximize your chances of success. If you have thoughts to share or questions to ask, then please leave a comment below. We would love to hear from you!

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Arnab Dey

Arnab is a passionate blogger. He is very much passionate about social media. His special interests are in current affairs, business, lifestyle, health, food, fitness, etc. If you want to read refulgent blogs so please follow Online News Buzz.

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