sagnika sinha, 2 days ago
It is a well-known fact that traveling has been made a lot easier with the advent of credit cards meant exclusively for the sole purpose of traveling. Whether you want to save money on your flight tickets by using the air miles or enjoy the services airport lounges have to offer, travel credit cards cover an array of benefits which make the life of travelers more convenient.
But given the plethora of options that are out there, which one should you consider? Well, worry not! We have compiled a list of leading travel credit cards that are well-suited to your traveling needs.
American Express Travel Credit Cards
When it comes to credit cards, American Express is a leading name. It definitely comes as no surprise to see them dominate the front in the world of travel credit cards too.
Amex travel credit cards come with a whole range of features. Right off the bat, signing up for an American Express travel card will give you a bunch of bonus membership reward points, which in turn can be exchanged for exciting travel vouchers. These travel vouchers can be anything from a discount in flight ticket prices to complimentary hotel stays.
Moreover, the more you use your card, the more reward points you earn. And as mentioned above, these points can then be redeemed for travel benefits. Oh, and you also get access to exclusive lounges across numerous airports in India. Need we say more?
In case of any problems, you can contact their customer care representatives 24/7, who are sure to resolve your queries.
SBI Travel Cards
State Bank of India is another financial institution that really understands the needs of a tourist. Their travel credit cards are well-crafted to suit the requirements of a frequent traveler.
If you commute regularly in your vehicle, then their BPCL SBI Card may be perfect for you, since their reward points convert into free fuel for that particular amount. Moreover, using this card will entitle you to a 4.25 percent value back at any Bharat Petroleum petrol station across the country.
Apart from this, they have travel cards for airlines and railways as well. For instance, their Air India SBI Platinum Card will fetch you reward points every time you swipe your card, which can then be converted into Air India miles. And just like any other travel credit card, this card comes with complimentary lounge access as well.
Similarly, for those who travel frequently by train, using their IRCTC SBI Platinum Card will entitle you to exclusive offers and value back on train tickets booked through the IRCTC portal. All the more reason why you should apply for an SBI travel credit card!
HDFC Travel Credit Cards
HDFC travel cards are suited for those tourists who like to spoil themselves every now and then. In addition to the regular travel and lounge benefits, a few of their cards also come with fine-dining and lifestyle privileges. For example, with their Infinia credit card, you are entitled to a minimum discount of 15 percent at more than 3000 restaurants in the country.
Moreover, their travel cards, such as Infinia, Regalia, and Regalia First are not restricted to only one airline. This means that reward points earned here can be converted into air miles of leading domestic and international airlines.
In addition to this, HDFC has also partnered with Jet Airways to offer JetPrivilege travel credit cards. Depending on the type of credit card chosen, your sign up bonus will be between 3000-7500 JPMiles, which can be redeemed on Jet Airways tickets. And if this wasn’t enough, your welcome package will also include base fare waived on a one-way ticket booked with Jet Airways.
Axis Bank Travel Credit Cards
Last but not the least, there is Axis Bank which provides its patrons with an exciting array of travel credit cards to choose from.
One of their most popular cards is the Miles & More Credit Card, which works in conjunction with Star Alliance partners. This means that the miles earned here through the card usage can be redeemed with any of the worldwide Star Alliance airline members like Air India, Lufthansa etc.
The welcome bonus is between 5,000 miles to 15,000 miles, determined by the type of card you have chosen. In case you choose to renew your membership, your loyalty will be rewarded, as you may have guessed, with a few thousand miles.
They also have airline-specific cards like Axis Bank Vistara Signature Credit Card, wherein the reward points can be redeemed for flight tickets with Vistara Airline. It definitely goes without saying that holding these travel credit cards will allow you to access airport lounges all across the country.
As you can see, there is a travel credit card out there for pretty much every lifestyle and preference. As a result, it is important that you do your research before opting for a travel credit card. Moreover, many of these cards have certain eligibility criteria, along with yearly fees. So, make sure that you read all the documents and terms and conditions, carefully.