How to Calculate Your Personal Injury Damages?

author-img By Sumona 5 Mins Read 11 September 2023

Personal Injury Damages

If you end up getting injured in an unfortunate accident, you’ll have to start determining the amount of money at some point. Often, this step will begin right after your insurance partner steps in and attempts to negotiate a deal with you.

So, how do you do that?

Well, it’s something you can do with the help of an attorney, of course. However, before you can hire someone as such, you’ll need to know about your settlement categories first.

Being successful in a personal injury case is all about gathering and presenting the right set of evidences. Your legal team needs to be familiar with personal injury investigations to help you build a solid case and get the compensation or settlement amount that you are looking for.

And that’s precisely what we’re going to talk about here and some more. So, let’s not make any further ado, and let’s get started with it.

Making A Personal Injury Claim – What’s The Catch?

Making a personal injury claim isn’t something that you can do on a whim. Even if you’re the one who’s got injured, you’ll still need to know the nooks and crannies of the law system. Or else, you might get sued for making the wrong assumption.

Hence, whenever you get injured, the first thing you should do is get to a doctor and ask them to do a thorough checkup. And, once you’re done, you must call your personal injury lawyers in Omaha right away. Let them know about everything that’s happened and ask them about what you should do.

In the meantime, please don’t speak to anyone or share the details of the accident. Just ensure that you’re collecting as much data as possible from the scene, including images and videos. It will help your lawyer curate your case in a more believable way for you.

Also, remember that you’ll have a deadline before you can make a personal injury claim. And it will depend on the state you’re currently living in. Don’t forget to talk to your attorney about it or visit a dependable law website to find out more about it.

What Should You Include In Your Claim?

personal injury  Claim

A personal injury claim can be pretty broad in terms of the accident’s perspective. Thus, the calculation of money will depend solely on how you were or what else was damaged.

Considering everything else, here’s what you may include in your personal injury claim –

Inclusion – 1: Medical Expense

If you were physically injured due to the accident, then the doctor’s charge or the therapeutic bill should be included in your claim. Don’t forget to write the same even if your overall expense was covered up by your medical insurance. Also, keep all the documents, including your doctor’s charge and all, somewhere near you. You’ll need them in court.

Inclusion – 2: Property Damage

In case you were involved in a car accident, and the vehicle was damaged severely, be sure to include it in your claim as well. Attach a photocopy of the bill alongside your claim to ensure that there’s some sort of proof against the claim.

Inclusion – 3: Lost Income

Getting in any kind of accident can lead to some sort of concussion most of the time. And, for that, you may end up missing your office days to some extent. Hence, we’ll ask you to enter the number of days you couldn’t go to your workplace and the money you lost in your claim. Ask your boss to sign the paper if you can for more transparency.

Inclusion – 4: Future Lost Income

If the injury was too violent, you may have to skip more office days to go to the therapies and all. It’s better to add them to your book too. Just ensure that you have all the paperwork from your treatments. If the case goes to court, you may have to offer proof in that aspect as well.

What Should Be Your Next Step?

So, if you’re thinking about making a claim, just add up the details on a paper first, and talk to your attorney. Ask them what they think about it. If they suggest you remove something on the list, even if you have proof, do it. But, don’t forget to ask the reason behind the removal.

Once you and your lawyer are on song, you can move forward and add the proof behind each claim you’ve made. Sign the papers with the right authority and let them know that you might need them if the case goes to court. Your lawyer will tell you what you should do next.

FAQs – Frequently Asked Questions

In this section, we’ll add some more data regarding our title in a question-answer format. So, hopefully, it’ll clarify everything about the case and help you understand what you’re doing.

1. What Is The Formula For Personal Injury Settlements?

In case you’ve suffered a whiplash or sprain, you should try to multiply your bill amount by 1.5 to 3 times. On the other hand, if the accident has caused a herniated disk or broken bone, you should multiply the number three to five times more.

2. How Are The Settlement Values Calculated?

To begin with, you’ll need to add everything you had to pay to take care of your injury. Now, add the same to an online calculator and calculate the numbers accordingly. Don’t forget to show the results to your lawyer. They’ll be able to guide you even further.

3. How Do You Quantify Emotional Distress Damages?

If you want to quantify your emotional damage, the first thing you should do is calculate your current and future fiscal expenses. Once you get the result, you should multiply the number by 1.5 and 5. Show it to your lawyer before finalizing anything.

Wrapping It All Up!

Making a personal injury claim can be pretty risky, especially if you don’t have a game plan to execute against someone. Hence, it’s always best to hire a lawyer as soon as possible and seek their help. They’ll stay with you till the end of the case. So, even if you end up taking a wrong step or two, they’ll surely let you know all about it.

So, now, we’ll conclude this blog. If you want to know something else and let us know about anything we missed out on, comment below. We’ll surely give it a look!


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Sumona is a persona, having a colossal interest in writing blogs and other jones of calligraphies. In terms of her professional commitments, she carries out sharing sentient blogs by maintaining top-to-toe SEO aspects. Follow more of her contributions at SmartBusinessDaily

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