When going to the pharmacy without insurance it can become a hassle, especially when you aren’t receiving any type of discount on your prescription drugs. Paying retail price on a prescription drug can be extremely expensive, so you’ll want to try to find some type of insurance plan or try to get a prescription discount card. We are living healthier due to medicine, but we shouldn’t have to pay outrageous prices to keep ourselves healthy. Brand name drugs are usually the most expensive, so it’s hard to find prescription savings unless they’re in a generic form. You can ask your local pharmacist to help you with some medical advice if you aren’t sure, but this guide should save the hassle of having to deal with any of that.
Here Are The Ways To Save Money on Prescription Medications:
Get a prescription discount card
With a prescription discount card, such as the one offered by Americas Pharmacy, all you have to do is follow the directions on their website. You’ll need to release a little bit of personal information to them in order to get your discount card. Then, after you receive your card, you can search for your prescription, put your zip code in their system, and check which participating pharmacies accept the discount on your medicine. A participating pharmacy can be places like Walmart, CVS, Duane Reade, or Walgreens. A prescription discount card can save you a ton of money if you don’t have any type of insurance. You can check the average savings you’ll receive from this type of discount card on their website.
Get health insurance
Health insurance will go a long way when you’re trying to save money on prescription medications. If you have a job, then you can check in with your employer to see if they offer some type of insurance. If they don’t, you can pay for your own insurance. That being said, if you don’t make enough money, or if you aren’t employed at all, then there is a chance you might qualify to get Medicare, Medicaid, or AARP. All you have to do is go to the website of your local Department of Health and give them some personal information.
Speak honestly with your doctor
One study in California showed that when people were speaking with their doctor it was difficult and uncomfortable. That study showed that eight in ten people felt that way but, with help from some experts at John Hopkins, they were able to overcome that uncomfortable feeling. After surpassing those feelings some people were able to make a plan that was good for their health and also helped their budget.
Try some lifestyle changes.
First, be sure to tell your doctor you want to try something different, especially if you’re thinking of alternative medicines because there could be mild to severe side effects. You could even try something as subtle as changing your diet and doing some exercise. All of these little changes add up to better health, which means fewer medical supplies and prescription drugs.
Try generic versions of medications or get samples from a doctor
Unfortunately, a pharmacy doesn’t go around handing out free samples of medications, but in some cases, doctors do carry sample doses of some medicines. If you can’t get any samples, then try to use the generic version of your medication. This should be the first question you ask your prescriber. You should try getting the generic version because the brand name will always cost more and be less likely to have an available discount. You can, however, use your prescription discount card on generic prescription drugs.
Join a club
Don’t assume that prices are the same everywhere you go and don’t assume they’re cheaper at a big chain known for their pharmacies. A study done by Consumer Reports showed that big stores like Sam’s Club and Costco were consistently cheaper than other drug stores. Even Walmart can sometimes have a cheaper price, and you don’t even need to join a club for the store.
Prescriptions can be expensive, but they don’t have to be. Look into a drug discount card, see about applying for Medicaid, Medicare, or AARP, and find out about generic versions of your medications and you’ll be saving money in no time.